Triyanti, Irma, Martahadi Mardhani, and Nurjannah. “The Impact of Mobile Banking Adoption on Financial Inclusion: A Case Study of Indonesian College Students”. Review of Business and Accounting Research 1, no. 4 (December 31, 2024): 175–190. Accessed March 24, 2026. https://journals.pelitapublishing.com/index.php/rbar/article/view/58.