The effect of non-cash payment transactions on economic growth: Evidence from Indonesia
DOI:
10.62941/ijass.v1i1.13Issue:
Vol. 1 No. 1 (2024): January-MarchKeywords:
credit card, debit card, e-money, economic growthResearch Article
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Abstract
This study aims to see how the development of non-cash transaction activities that occur in society using debit cards, credit cards, and e-money as independent variables in this study. This type of research uses a quantitative data approach, and the data is secondary data sourced from Statistics Indonesia and Bank Indonesia publications from 2009 to 2021. The analysis method used in this research is multiple linear regression. The analysis results show that the debit card variable has a positive and significant effect on economic growth, and credit cards have a positive and significant effect on economic growth. Furthermore, e-money also has a positive and significant effect on economic growth. Simultaneously, debit cards, credit cards, and e-money affect economic growth.
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Author Biographies
Rika Damayanti, Department of Development Economics, Faculty of Economics, Universitas Samudra, Langsa, Indonesia
Rinaldi Syahputra, Department of Development Economis, Faculty of Economics, Universitas Samudra
Nurjannah, Department of Development Economics, Faculty of Economics, Universitas Samudra, Langsa, Indonesia
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Copyright (c) 2024 Rika Damayanti, Rinaldi Syahputra, Nurjannah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
